Skip to content
Independent Maryland crypto research · no paid rankings contact@crypto-maryland.com
CryptoMaryland Buy & sell crypto in MD Buy crypto
About us

About Crypto Maryland

We are an independent consumer research site covering one subject in one place: how cryptocurrency actually works for people living in Maryland. No paid rankings, no price predictions, and no advice — just the state-specific facts national guides leave out.

  • Primary sources: the General Assembly, COMAR, the Office of Financial Regulation and NMLS
  • Rankings weighted on verifiable Maryland licensing before anything else
  • Commercial links disclosed in the footer and on every page that carries one

CEX.IO is legal to use in Maryland. It is registered with FinCEN as a Money Services Business and holds a Maryland money transmitter licence, NMLS ID 1804170.

Reviewed and updated August 2026

Maryland
Maryland Money Transmission Act, Title 12
City guides
18
County guides
11
Exchanges reviewed
10
Paid rankings
None

Why this site exists

Almost all cryptocurrency writing is national. It tells you about fees and platforms and wallets, and it is written for nobody in particular. But a great deal of what matters is decided at state level, and Maryland is a good example of why that matters.

Maryland caps what a crypto kiosk may charge you and requires every operator to register with the state. It gives long-term holdings no capital gains break at all. It is one of a small handful of states where the largest exchanges are not permitted to offer you staking. And it has a county-level income tax that changes the arithmetic of a sale depending on which side of a line you live on.

None of that appears in a national guide. All of it changes what you should do.

How we research

Our sources are the primary ones wherever they exist. That means the Maryland General Assembly's own bill files, the Code of Maryland Regulations, the Office of Financial Regulation, the Office of the Attorney General, the Comptroller of Maryland, and NMLS Consumer Access for licence verification. Where we cite a fee or a policy, it comes from the operator's own published schedule rather than from a secondary comparison site.

For local coverage, we look at operator location finders rather than third-party aggregators, because aggregator data lags badly — especially in western Maryland and on the Eastern Shore, where a single machine removal is a large share of local supply. That is also why we describe corridors and venue types rather than publishing fixed address lists that go stale within months.

Where something is uncertain or changing, we say so and point you at the authoritative source rather than guessing. Legislation moves between sessions; rates are set annually; operators reprice constantly.

How we make money, stated plainly

Some outbound links on this site are commercial partnerships and may earn us a commission if you open an account. That is disclosed in our footer, on every page that carries such a link, and in full on our editorial policy page.

What it does not do is change what we write. The clearest evidence of that is the content itself: most of this site is spent telling readers to avoid the expensive options rather than to use them, and several pages recommend against the product they are about. A disclosure that never costs anything is not a disclosure.

We do not sell rankings, we do not accept payment for placement, and we do not publish sponsored posts disguised as editorial.

What we are not

We are not a broker, an exchange, a money transmitter, an investment adviser, a tax adviser or a law firm. We do not hold customer funds, we never take custody of anyone's crypto, and nothing on this site is financial, investment, legal or tax advice.

For anything of consequence — a large realisation, an estate, a clearance question, a business structure — the right person to ask is a professional licensed in Maryland. We try to give you enough context to have a productive conversation with one, which is a genuinely useful thing and not the same as advice.

Corrections

If we have something wrong, tell us and we will fix it. Email contact@crypto-maryland.com with the page and the correction. We would rather be corrected than be confidently wrong on a page somebody is relying on.

What we would tell a friend

If you read nothing else on this site: verify a platform's Maryland licence on NMLS Consumer Access before you deposit anything, fund by bank transfer rather than card, buy on the advanced interface rather than the simple button, move long-term holdings to a wallet you control, and keep your cost basis records from day one.

That is most of the value of everything we have written, in one paragraph. The rest is detail — but the detail is where Maryland differs, which is why the site exists.

Start with the Maryland basics

Where to buy, what it costs, and the state rules that apply — all in one place, written for a Maryland address.

Independent guide · contact@crypto-maryland.com